insurance payout timescale?

Discussion in 'Off Topic' started by lee, Mar 28, 2012.

  1. lee

    lee Moderator Staff Member

    Insurance are coming round on monday evening for interview and statement.
    bloody hate this bit. makes me feel like youve done something wrong!

    Seen a few bikes that have taken my fancy. just need the cash now!
     
  2. wardy

    wardy New Member


    Hmm Got my Bike payment 4 days after accident off SorryMate But still hasnt been decided who's fault it is?
     
  3. Vvtr

    Vvtr ( . )Y( . ) Turtle Z VIP Member

    exactly which is why i think someone is taking the fkin p*ss.... especially as a claim was made on my legal insurance without telling me.... then saying i shouldnt have seen that.
    still no reply from fergus.
     
  4. wardy

    wardy New Member

    Yeaa seems to be a bit daft Says ive been transferd from paul to fergus yet furgus was dealing with it first.. :huh: Medical in 2 weeks :p
     
  5. bikenutter

    bikenutter VIP Member VIP Member

    My advice is based on current events mither the fuckers to death and push them hard, then expect f*ck all back for months !!
     
  6. Vvtr

    Vvtr ( . )Y( . ) Turtle Z VIP Member

    ive had 2 medicals so far.... the last one was in october 2011 - 6mth ago.
    & tbh with the racing season under way im expecting they will be even slower now......
     
  7. lee

    lee Moderator Staff Member

    Well had the guy round tonight doing all the checks and asking questions etc.
    nice guy. ex cop who actually used to do vip driving jobs with the royal family!
    So he says he will have report to insurance in a week.
    wish it would just hurry up now.
     
  8. Mike TBI

    Mike TBI New Member

    That's good news fella.
    I'll give it a few days then I'll get back on to my guy at Flux to see where things are.
     
  9. lee

    lee Moderator Staff Member

    Well house insurance rang today to say they werent paying for the bmx the jacket or the helmet. They said i dont have bike cover. So i said that only covers the bike away from home? Correct she says. It was stolen from the garage says me. ok well pay.
    also agreed to jacket as they will class it as clothing.
    But they are refusing the lid. saying it is a motorcyle accessory!
    WTF!
    spoke to my bike insurance. we wont pay. its not an accessory. its personal protective gear. same as clothing.
    Now im trying to argue the toss with the home ins. i asked if i bought a lid as a present and it got nicked would they have paid (even if i didnt own a bike)? no they said. still a bike accessory.
    Cunts
     
  10. Vvtr

    Vvtr ( . )Y( . ) Turtle Z VIP Member

    your helmet isnt an accessory, it's an essential part of your moroncycle clothing & a legal requirement.

    an accessory is a fkin handbag.
    and im sure they'd pay out if your missis had her handbag nicked.
    you need to speak to someone who knows wtf theyre on about m8 instead of some agency muppet :/
     
  11. captaingoslow

    captaingoslow Rockin to myself VIP Member

    yer i would get someone else to have a look at that mate as if you dant have a helmet you get done so its not a accessory
     
  12. lee

    lee Moderator Staff Member

    i know. someone from the "complaints team" will ring me back tomorrow. then im not sure who to go to. insurance ombudsman, fsa. f*ck knows.
    but im well up for a fight if thats what they want.
     
  13. Vvtr

    Vvtr ( . )Y( . ) Turtle Z VIP Member

    tbh m8 i'd just say ok... never mind, if i cant claim for my helmet that's fine.
    but i just noticed they've also taken my laptop, telly and all my powertools. ;)
     
  14. lee

    lee Moderator Staff Member

    your not the first to say that. im just too honest i guess.
    im sure if i ever had to claim off them again then i would make sure i was very thorough
     
  15. lee

    lee Moderator Staff Member

    Interesting discussion with home insurance today.
    Went from telling me that helmets were motorbike accessories to eventually agreeing i had a valid point that its protective personal equipment.
    so will pay for lid, jacket and the bmx that went. new for old.
    just got to get quotes now and send them off.

    Deffo pays to keep calm and have a clear and reasonable arguement in your head.
     
    3 people like this.
  16. captaingoslow

    captaingoslow Rockin to myself VIP Member

    Glad someone gets something out of them.
     

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