insurance without holding a licence

Discussion in 'Off Topic' started by mxmitchell, Jun 11, 2011.

  1. mxmitchell

    mxmitchell NWB Weeble

    after searching online i can't find the answer i need so here it goes. . . .

    can i get insured now online with out holding a bike licence while i have found a cheap quote and having peace of mind that im insured? is it possible

    Mitch

    OBVIOUSLY I WON'T BE RIDING THE BIKE
     
  2. paul.l

    paul.l New Member

    not really sure mate but I don't see why not, if you can't finish the online quote just give 1 of them a ring and explain you want it, for theft reasons or whatever. most the bike insurance companies just redrect to the big dogs that insure everything and anything anyway.
     
  3. captaingoslow

    captaingoslow Rockin to myself VIP Member

    It does say on your small print its only valid as long as you own a valid uk licance with the intatlement to drive.
     
  4. bikenutter

    bikenutter VIP Member VIP Member

    You need to ring a broker and explain the situation also speak to your house insurer as they may allow you to pay extra on your premium to cover it for a period.

    Good luck let us know how you get on
     
  5. deanoet

    deanoet New Member

    Yep, adding it to your home and contents insurance will be cheaper
    What is a £2k bike when they have to shell out for a £100k home. :)
     
  6. robj

    robj If at first you don't succeed, get a bigger hammer VIP Member

    An excuse to add a big premium onto your house insurance! To add my mountain bike to my house insurance, they've quoted an extra £35 per month as 'it will make your house more attractive to thieves and therefore a higher burglary risk!'

    I can't remember exactly what I said, but one of the words was off!

    Shop about, with the new laws regarding vehicles must be insured unless on a SORN, there could be potential for insurers to do a theft only policy, which would possibly be cheaper and less likely to load your home insurance.
     
  7. mxmitchell

    mxmitchell NWB Weeble

    i will have a ring around and a good look on the internet again.. basically i want to get insured now while prices are cheap and then when i pass my test i can just hit the road
     
  8. sh001y

    sh001y New Member

    you can defo insure the bike without a full licence, you will have to ring up.

    It will cost more to insure tho, mad as it sounds cos you wont be able to ride it without passing your test and if you wait till you pass the premium will be lower!
     
  9. mxmitchell

    mxmitchell NWB Weeble

    ive just rang up the 2 cheapest quotes i got online for when i pass and they wont insure the bike with out a valid licence so i will have to just wait .. just hope the prices dont go up to much
     
  10. sh001y

    sh001y New Member

    One of the lads in work has bought a 600 hornet but not passed his test yet, he has got insurance on his bike.

    You can also do your test on your own bike if the instructor is willing to come to yours and follow you, so

    there must be company's that will insure it.
     
  11. mxmitchell

    mxmitchell NWB Weeble

    i will keep ringing around then . i can't do my test on my bike as im only 17 so have to be on a 125 :L
     
  12. mxmitchell

    mxmitchell NWB Weeble

    ive rang up 5 company's now and its a no go? can you find out the name of the company your mate is insured with?? maybe i could try them

    Mitch
     
  13. sh001y

    sh001y New Member

    no probs m8, i will ask 2moz.
     
  14. sh001y

    sh001y New Member

    Just spoke to lad in work,he is insured with Carol Nash.

    He has a full car licence and is around 50 yrs old so this might

    have helped him when insuring it.
     

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